{"id":153,"date":"2026-08-26T09:48:55","date_gmt":"2026-08-26T07:48:55","guid":{"rendered":"https:\/\/www.navratime.cz\/index.php\/glossary\/nebankovni-pujcka\/"},"modified":"2026-08-26T09:48:55","modified_gmt":"2026-08-26T07:48:55","slug":"nebankovni-pujcka","status":"publish","type":"finance_glossary","link":"https:\/\/www.navratime.cz\/index.php\/glossary\/nebankovni-pujcka\/","title":{"rendered":"Nebankovn\u00ed p\u016fj\u010dka"},"content":{"rendered":"<p><strong>P\u016fj\u010dka od jin\u00e9 spole\u010dnosti ne\u017e banky<\/strong><\/p>\n<p><a class=\"roman-glossary-link\" href=\"https:\/\/www.navratime.cz\/?bhp_view=slovnik#nebankovni-pujcka\" data-glossary-title=\"Nebankovn\u00ed p\u016fj\u010dka\" data-glossary-text=\"P\u016fj\u010dka od jin\u00e9 spole\u010dnosti ne\u017e banky. Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br, <a class=\"roman-glossary-link\" href=\"https:\/\/www.navratime.cz\/?bhp_view=slovnik#mikropujcka\" data-glossary-title=\"Mikrop\u016fj\u010dka\" data-glossary-text=\"Mal\u00e1 p\u016fj\u010dka na kr\u00e1tkou dobu. Mikrop\u016fj\u010dky b\u00fdvaj\u00ed rychl\u00e9 a snadno dostupn\u00e9, ale jejich cena m\u016f\u017ee b\u00fdt p\u0159i prodlu\u017eov\u00e1n\u00ed splatnosti vysok\u00e1. Kdo m\u011bl takov\u00fdch p\u016fj\u010dek v\u00edce, m\u016f\u017ee m\u00edt smysl zkontrolovat ka\u017edou smlouvu a celkov\u00e9 platby zvl\u00e1\u0161\u0165.\" data-glossary-linked=\"1\">mikrop\u016fj\u010dka<\/a> i revolving. Kdy\u017e jste ji m\u011bli p\u0159ed lety a zaplatili na n\u00ed v\u00fdrazn\u011b v\u00edc, ne\u017e jste \u010dekali, nemus\u00edte to br\u00e1t jako uzav\u0159enou v\u011bc. Starou smlouvu lze znovu odborn\u011b posoudit.\" data-glossary-linked=\"1\">Nebankovn\u00ed p\u016fj\u010dka<\/a> m\u016f\u017ee b\u00fdt b\u011b\u017en\u00fd <a class=\"roman-glossary-link\" href=\"https:\/\/www.navratime.cz\/?bhp_view=slovnik#spotrebitelsky-uver\" data-glossary-title=\"Spot\u0159ebitelsk\u00fd \u00fav\u011br\" data-glossary-text=\"\u00dav\u011br ur\u010den\u00fd spot\u0159ebiteli. Spot\u0159ebitelsk\u00fd \u00fav\u011br podl\u00e9h\u00e1 pravidl\u016fm, kter\u00e1 chr\u00e1n\u00ed \u010dlov\u011bka, kter\u00fd si p\u016fj\u010duje mimo sv\u00e9 podnik\u00e1n\u00ed. U star\u0161\u00edch smluv m\u00e1 smysl ov\u011b\u0159it, zda poskytovatel splnil sv\u00e9 povinnosti. Pokud ne, m\u016f\u017ee to m\u00edt dopad na to, kolik jste m\u011bli skute\u010dn\u011b platit.\" data-glossary-linked=\"1\">spot\u0159ebitelsk\u00fd \u00fav\u011br<\/a>, mikrop\u016fj\u010dka i revolving. Kdy\u017e jste ji m\u011bli p\u0159ed lety a zaplatili na n\u00ed v\u00fdrazn\u011b v\u00edc, ne\u017e jste \u010dekali, nemus\u00edte to br\u00e1t jako uzav\u0159enou v\u011bc. Starou smlouvu lze znovu odborn\u011b posoudit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P\u016fj\u010dka od jin\u00e9 spole\u010dnosti ne\u017e banky Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br, mikrop\u016fj\u010dka i revolving. Kdy\u017e jste ji m\u011bli p\u0159ed lety a zaplatili na n\u00ed v\u00fdrazn\u011b v\u00edc, ne\u017e jste \u010dekali, nemus\u00edte to br\u00e1t jako uzav\u0159enou v\u011bc. Starou smlouvu lze znovu odborn\u011b posoudit.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"class_list":["post-153","finance_glossary","type-finance_glossary","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nebankovn\u00ed p\u016fj\u010dka - Navr\u00e1t\u00edme.cz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.navratime.cz\/index.php\/glossary\/nebankovni-pujcka\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nebankovn\u00ed p\u016fj\u010dka - Navr\u00e1t\u00edme.cz\" \/>\n<meta property=\"og:description\" content=\"P\u016fj\u010dka od jin\u00e9 spole\u010dnosti ne\u017e banky Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br, mikrop\u016fj\u010dka i revolving. 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