{"id":252,"date":"2026-08-29T23:45:42","date_gmt":"2026-08-29T21:45:42","guid":{"rendered":"https:\/\/www.navratime.cz\/?post_type=finance_story&#038;p=252"},"modified":"2026-08-29T23:45:42","modified_gmt":"2026-08-29T21:45:42","slug":"jmenuji-se-j-k-je-mi-58-let-a-bydlim-v-ricanech-u-prahy","status":"publish","type":"finance_story","link":"https:\/\/www.navratime.cz\/index.php\/story\/jmenuji-se-j-k-je-mi-58-let-a-bydlim-v-ricanech-u-prahy\/","title":{"rendered":"Jmenuji se J. K., je mi 58 let a bydl\u00edm v \u0158\u00ed\u010danech u Prahy."},"content":{"rendered":"<p>P\u0159ed n\u011bkolika lety jsem pot\u0159eboval pen\u00edze a vzal jsem si \u00fav\u011br ve v\u00fd\u0161i 150 000 K\u010d od nebankovn\u00ed spole\u010dnosti. Tehdy jsem samoz\u0159ejm\u011b v\u011bd\u011bl, \u017ee n\u011bco p\u0159eplat\u00edm, ale kdy\u017e \u010dlov\u011bk pen\u00edze pot\u0159ebuje, \u0159e\u0161\u00ed hlavn\u011b to, jestli \u00fav\u011br dostane a jestli zvl\u00e1dne m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku.<\/p>\n<p><strong>Spl\u00e1cel jsem \u0161est let.<\/strong><\/p>\n<p>Kdy\u017e jsem nakonec v\u0161echno se\u010detl, za p\u016fj\u010den\u00fdch 150 000 K\u010d jsem zaplatil p\u0159ibli\u017en\u011b 315 000 K\u010d. V\u00edce ne\u017e dvojn\u00e1sobek toho, co jsem si p\u016fvodn\u011b p\u016fj\u010dil.<\/p>\n<p>Po posledn\u00ed spl\u00e1tce jsem byl hlavn\u011b r\u00e1d, \u017ee je konec. Pova\u017eoval jsem to za vlastn\u00ed zku\u0161enost, za kterou jsem zkr\u00e1tka draze zaplatil, a u\u017e jsem se k tomu necht\u011bl vracet.<\/p>\n<blockquote><p>Pak jsem objevil Navratime.cz.<\/p><\/blockquote>\n<p>Nejd\u0159\u00edv jsem byl dost opatrn\u00fd. Na internetu dnes ka\u017ed\u00fd n\u011bco slibuje a n\u011bkolikr\u00e1t jsem narazil na spole\u010dnosti, kter\u00e9 cht\u011bly nejd\u0159\u00edve zaplatit r\u016fzn\u00e9 poplatky, ani\u017e by \u010dlov\u011bk v\u016fbec v\u011bd\u011bl, jestli se n\u011bco poda\u0159\u00ed.<\/p>\n<p><strong>Tady to bylo jin\u00e9.<\/strong> Navratime.cz po mn\u011b necht\u011blo \u017e\u00e1dn\u00e9 pen\u00edze p\u0159edem. Poslal jsem pot\u0159ebn\u00e9 podklady a oni se o cel\u00fd p\u0159\u00edpad postarali.<\/p>\n<p><strong>V\u00fdsledek m\u011b opravdu p\u0159ekvapil.\u00a0<\/strong> Poda\u0159ilo se mi z\u00edskat zp\u011bt p\u0159ibli\u017en\u011b 50 % zaplacen\u00fdch \u00farok\u016f a cel\u00fd proces byl vy\u0159e\u0161en zhruba b\u011bhem t\u0159\u00ed m\u011bs\u00edc\u016f.<\/p>\n<p>Ty pen\u00edze jsem zat\u00edm neutratil za sebe. Poslal jsem je synovi na \u00fa\u010det, aby je m\u011bl na v\u00fddaje spojen\u00e9 s vysokou \u0161kolou.\u00a0 A z toho m\u00e1m mo\u017en\u00e1 je\u0161t\u011b v\u011bt\u0161\u00ed radost, ne\u017e kdybych si za n\u011b n\u011bco koupil.<\/p>\n<p>Syn mi d\u011bl\u00e1 radost, studuje, sna\u017e\u00ed se a j\u00e1 v\u00edm, \u017ee vysok\u00e1 \u0161kola nen\u00ed jen \u0161koln\u00e9 nebo u\u010debnice. Je to bydlen\u00ed, doprava, j\u00eddlo a spousta dal\u0161\u00edch v\u00fddaj\u016f. Pokud mu ty pen\u00edze pomohou soust\u0159edit se v\u00edc na \u0161kolu a m\u00e9n\u011b na to, kde si p\u0159ivyd\u011blat, maj\u00ed pro m\u011b mnohem v\u011bt\u0161\u00ed cenu.<\/p>\n<p><strong>Po sv\u00e9 zku\u0161enosti m\u016f\u017eu \u0159\u00edct, \u017ee jsem r\u00e1d, \u017ee kone\u010dn\u011b existuje spole\u010dnost, kter\u00e1 podle m\u011b dr\u017e\u00ed slovo.<\/strong><\/p>\n<p>Na Navratime.cz jsem ocenil hlavn\u011b to, \u017ee po mn\u011b necht\u011bli \u017e\u00e1dn\u00e9 pen\u00edze dop\u0159edu a jasn\u011b mi \u0159ekli, jak bude cel\u00fd postup prob\u00edhat. Nemusel jsem se s\u00e1m dohadovat s nebankovn\u00ed spole\u010dnost\u00ed, studovat smlouvy ani \u0159e\u0161it v\u011bci, kter\u00fdm nerozum\u00edm.<\/p>\n<p>Pro m\u011b jsou to opravdov\u00ed profesion\u00e1lov\u00e9. D\u011bkuji cel\u00e9mu t\u00fdmu Navratime.cz za to, \u017ee m\u016fj p\u0159\u00edpad dot\u00e1hli do konce a ud\u011blali pr\u00e1ci, do kter\u00e9 bych se s\u00e1m nikdy nepustil.<\/p>\n<p>A je\u0161t\u011b v\u011bt\u0161\u00ed pod\u011bkov\u00e1n\u00ed za to, \u017ee pen\u00edze, kter\u00e9 jsem u\u017e pova\u017eoval za d\u00e1vno ztracen\u00e9, dnes mohou pomoct m\u00e9mu synovi p\u0159i studiu.<\/p>\n<p>J. K., 58 let<br \/>\n\u0158\u00ed\u010dany u Prahy<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P\u0159ed n\u011bkolika lety jsem pot\u0159eboval pen\u00edze a vzal jsem si \u00fav\u011br ve v\u00fd\u0161i 150 000 K\u010d od nebankovn\u00ed spole\u010dnosti. Tehdy jsem samoz\u0159ejm\u011b v\u011bd\u011bl, \u017ee n\u011bco p\u0159eplat\u00edm, ale kdy\u017e \u010dlov\u011bk pen\u00edze pot\u0159ebuje, \u0159e\u0161\u00ed hlavn\u011b to, jestli \u00fav\u011br dostane a jestli zvl\u00e1dne m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku. Spl\u00e1cel jsem \u0161est let. Kdy\u017e jsem nakonec v\u0161echno se\u010detl, za p\u016fj\u010den\u00fdch 150 000&#8230;<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"class_list":["post-252","finance_story","type-finance_story","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jmenuji se J. 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